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Monday, October 12 • 10:20am - 11:35am
Big Dollars in the Small Details: Employing Contract Language to Affect Claims and Insurance Expenses

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As highly visible institutions with perceived “deep pockets”, colleges and universities are often targeted in litigation over claims only tenuously tied to their actions or omissions. This presentation will help inform institutions, regardless of size or location, how to effectively employ indemnification provisions and strong insurance requirements in a wide variety of contracts to ensure that the liability and expense of claims are borne by the entities responsible for the injury or act – vendors, contractors and service providers who work on campus or in conjunction with the school. We will broadly discuss statutory and case law trends governing indemnification and instruct attendees how to identify and draft legally enforceable indemnification provisions, both so that they may employ language themselves to shift liability to others and so that they may spot and revise contract terms that could result in the school unwittingly assuming the liability of their vendors and professional service providers.

Participants will learn the following:
 That the indemnification terms and insurance requirements that they use every day likely do not accomplish what attendees think they do – shifting maximum liability permitted by law and gaining full coverage as an additional insured.
 What language to employ within their contracts to maximize the liability shifted to vendors and service providers and to have the best shot at securing the strong additional insured coverage.
 How to uncover the seemingly innocuous, but legally significant, words and phrases smart vendors use in their contracts to avoid indemnifying universities or offering them meaningful additional insured coverage.

Speakers
avatar for Benjamin Evans

Benjamin Evans

Executive Director, Office of Risk Management & Insurance, University of Pennsylvania
Ben Evans is the executive director of risk management and insurance at the University of Pennsylvania. His responsibilities include oversight of the insurance and risk management programs for the university and the University of Pennsylvania Health System. Prior to joining Penn, Mr. Evans served as director of risk management and insurance at Temple University. In that role, Mr. Evans was responsible for management of various university and... Read More →
avatar for Micah Knapp

Micah Knapp

Producer, The Graham Company
As property and casualty producer at The Graham Company, Mr. Knapp is responsible for new business development, as well as negotiating and placing insurance coverage for his new clients. He identifies and removes the legal loopholes that insurers write into their policies in order to avoid paying large organizations on significant claims. | | Mr. Knapp joined the Graham Company from the law firm of Cozen O’Connor where he was a partner in... Read More →
avatar for Thomas Morrin

Thomas Morrin

Vice President, The Graham Company
Thomas Morrin joined The Graham Company in 2007, and is a vice president and member of the board of directors. Mr. Morrin is responsible for new business development at Graham, where he specializes in placing large, complex insurance structures, including owner-controlled insurance (OCIP’s), and workers’ compensation insurance programs (including self insurance). He graduated in 1993 from the University of Pennsylvania with a Bachelor of Arts... Read More →


Monday October 12, 2015 10:20am - 11:35am
Minneapolis Ballroom C Hilton Minneapolis